• Insurance Rule In Blackjack Real Money
• Insurance Rule In Blackjack Poker
• Insurance Rule In Blackjack Card Game
• Insurance Rule In Blackjack Rules

Insurance must equal half of the original bet placed. The dealer then flips over the second card and if he has blackjack all players that purchased insurance are given their original bets back and players that also have a blackjack are give their original bets back as well. It is the same as the usual “surrender” rule only you can surrender before the dealer checks for a blackjack or offers insurance. When it was still around it was highly favorable to the player, to the point where a perfect basic strategy player could have a small edge, without counting cards.

Insurance Rule In Blackjack Real Money

One of the best rules in blackjack is the 3 to 2 payout when you get an ace and a ten on your initial hand. This is called a “natural” or a “blackjack”. But you’ll find more casinos than everoffering games where the payout for this hand is only 6 to 5.

Here’s how that works:

In a normal blackjack game, you bet $100. You get a natural. Your payout is $150.

In a 6/5 blackjack, you bet $100. You get a natural. Your payout is only $120.

Casinos offer other rule changes that favor the player in exchange for the reduced payout, but these rules are never good enough to account for that lower payoff on a natural.

Here are some examples of those favorable rules:

• Single deck game
• Dealer stands on soft 17
• Player can double after splitting
• Player can double on any 2 cards

These rule changes do have an effect on the house edge. A single deck game has a house edge 0.61% better than a single deck game. The dealer standing on soft 17 instead of hitting has a houseedge of 0.2% better. Being able to double after splitting is good for almost 0.15%. Being able to double on any two cards is worth about 0.2%, too.

In fact, if you combine all the rules variations I listed, you’ll get a net gain of 1.2%, which is significant.

Here’s the problem, though:

Insurance Rule In Blackjack Poker

6/5 blackjack gives the house an extra 1.35% edge.

Insurance Rule In Blackjack Card Game

And most casinos don’t give you ALL the good rules. They just give you enough good rules to convince you to try their 6/5 game.

Don’t do it. Even if you’re an excellent card counter, overcoming that extra 1.35% is tough.

Want to know how much that would actually cost you?

Insurance Rule In Blackjack Rules

Assume an average 3/2 blackjack game offers the house an edge 1%. The 6/5 version has a house edge of 2.35%, instead.

Assume 60 hands per hour at $10 per hand. That’s $600 in action per hour.

You’ll lose, on average, $6 per hour playing the standard game.

But if you play 6/5 instead, you’ll lose an average of $14.10 per hour.

Just say no to 6/5 blackjack. If enough players refuse to play, the casinos might stop offering it.